Students
Students
Domestic Students
ESL & Post-secondary Program
- Plan Overview
- International OHIP Alternative
- Prescription Drugs
- Dental
- Extended Health
- Vision
- Accident Benefits
- Travel
- Student Wellness Programs
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
|
---|---|---|---|---|
Prescription Drugs |
N/A |
N/A |
N/A |
N/A |
Dental |
N/A |
N/A |
N/A |
N/A |
Extended Health |
N/A |
N/A |
N/A |
N/A |
Vision |
N/A |
N/A |
N/A |
N/A |
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|||||
Eligibility |
|
||||
Pre-existing |
|
||||
Coverage |
|
||||
Doctor / Physician |
|
||||
Hospital |
|
||||
Medical Services and Devices coverage include: |
|
||||
Obstetrical / Maternity Expense Indemnity |
|
||||
Psychiatric Hospitalization |
|
||||
Self-inflicted injuries / Suicide and Attempted Suicide |
|
||||
Oncology Treatment |
|
||||
Repatriation |
|
||||
Return Home |
|
||||
|
|||||
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
||||
|
|||||
This is a summary of exclusions ONLY. |
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|
|
|
||
Coverage Details: |
|
|
|
|
|
Drugs Covered |
|
|
|
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|
|
|
||
Basic & Preventative Services |
|
|
|
|
|
Minor Restorative |
|
|
|
|
|
Extractions and Oral Surgery |
|
|
|
|
|
Other |
|
|
|
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|
|
|
||
|
|
|
|
||
Paramedical Practitioners |
|
|
|
|
|
|
|
|
|
||
Orthopedic Supplies |
|
|
|
|
|
Ambulance |
|
|
|
|
|
Equipment Rental |
|
|
|
|
|
Medical Supplies |
|
|
|
|
|
Prosthetic Appliances |
|
|
|
|
|
Hearing Care |
|
|
|
|
|
Other |
|
|
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|
|
|
||
|
|
|
|
||
|
|
|
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
Coverage |
|
||||
Pre-existing |
|
||||
Loss of Life per insured |
|
||||
Specific Loss Indemnity Table |
|
||||
Accidental Medical Reimbursement |
|
||||
Bereavement |
|
||||
Dental Accident |
|
||||
Cosmetic Disfigurement |
|
||||
Day Care |
|
||||
Education Benefit |
|
||||
Family Transportation |
|
||||
Funeral Expense |
|
||||
Home Alteration & Vehicle Modification |
|
||||
Identification |
|
||||
In-Hospital Mos. Confinement Income |
|
||||
Psychological Therapy |
|
||||
Rehabilitation |
|
||||
Repatriation |
|
||||
Seat Belt |
|
||||
Spousal Occupational Training |
|
||||
Travel Expense Reimbursement for Parent(s) |
|
||||
Tutorial Service |
|
||||
|
|||||
|
|||||
This is a summary of exclusions ONLY. |
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|||||
Coverage for Emergency Injury or Sickness |
|
||||
Trip Duration |
|
||||
|
|||||
Global Excel |
|
||||
Medical Assistance |
|
||||
|
|||||
|
|||||
|
|||||
This is a summary of exclusions ONLY. |
|
||||
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
International Students to Canada
Post-secondary Plan
- Plan Overview
- International OHIP Alternative
- Prescription Drugs
- Dental
- Extended Health
- Vision
- Accident Benefits
- Travel
- Student Wellness Programs
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
|
---|---|---|---|---|
Prescription Drugs |
N/A |
N/A |
N/A |
N/A |
Dental |
N/A |
N/A |
N/A |
N/A |
Extended Health |
N/A |
N/A |
N/A |
N/A |
Vision |
N/A |
N/A |
N/A |
N/A |
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|||||
Eligibility |
|
||||
Pre-existing |
|
||||
Coverage |
|
||||
Doctor / Physician |
|
||||
Hospital |
|
||||
Medical Services and Devices coverage include: |
|
||||
Obstetrical / Maternity Expense Indemnity |
|
||||
Psychiatric Hospitalization |
|
||||
Self-inflicted injuries / Suicide and Attempted Suicide |
|
||||
Oncology Treatment |
|
||||
Repatriation |
|
||||
Return Home |
|
||||
|
|||||
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
||||
|
|||||
This is a summary of exclusions ONLY. |
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|
|
|
||
Coverage Details: |
|
|
|
|
|
Drugs Covered |
|
|
|
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|
|
|
||
Basic & Preventative Services |
|
|
|
|
|
Minor Restorative |
|
|
|
|
|
Extractions and Oral Surgery |
|
|
|
|
|
Other |
|
|
|
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|
|
|
||
|
|
|
|
||
Paramedical Practitioners |
|
|
|
|
|
|
|
|
|
||
Orthopedic Supplies |
|
|
|
|
|
Ambulance |
|
|
|
|
|
Equipment Rental |
|
|
|
|
|
Medical Supplies |
|
|
|
|
|
Prosthetic Appliances |
|
|
|
|
|
Hearing Care |
|
|
|
|
|
Other |
|
|
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|
|
|
||
|
|
|
|
||
|
|
|
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
Coverage |
|
||||
Pre-existing |
|
||||
Loss of Life per insured |
|
||||
Specific Loss Indemnity Table |
|
||||
Accidental Medical Reimbursement |
|
||||
Bereavement |
|
||||
Dental Accident |
|
||||
Cosmetic Disfigurement |
|
||||
Day Care |
|
||||
Education Benefit |
|
||||
Family Transportation |
|
||||
Funeral Expense |
|
||||
Home Alteration & Vehicle Modification |
|
||||
Identification |
|
||||
In-Hospital Mos. Confinement Income |
|
||||
Psychological Therapy |
|
||||
Rehabilitation |
|
||||
Repatriation |
|
||||
Seat Belt |
|
||||
Spousal Occupational Training |
|
||||
Travel Expense Reimbursement for Parent(s) |
|
||||
Tutorial Service |
|
||||
|
|||||
|
|||||
This is a summary of exclusions ONLY. |
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|||||
Coverage for Emergency Injury or Sickness |
|
||||
Trip Duration |
|
||||
|
|||||
Global Excel |
|
||||
Medical Assistance |
|
||||
|
|||||
|
|||||
|
|||||
This is a summary of exclusions ONLY. |
|
||||
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
International Students to Canada
ESL Plan
- Plan Overview
- International OHIP Alternative
- Prescription Drugs
- Dental
- Extended Health
- Vision
- Accident Benefits
- Travel
- Student Wellness Programs
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
|
---|---|---|---|---|
Prescription Drugs |
N/A |
N/A |
N/A |
N/A |
Dental |
N/A |
N/A |
N/A |
N/A |
Extended Health |
N/A |
N/A |
N/A |
N/A |
Vision |
N/A |
N/A |
N/A |
N/A |
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|||||
Eligibility |
|
||||
Pre-existing |
|
||||
Coverage |
|
||||
Doctor / Physician |
|
||||
Hospital |
|
||||
Medical Services and Devices coverage include: |
|
||||
Obstetrical / Maternity Expense Indemnity |
|
||||
Psychiatric Hospitalization |
|
||||
Self-inflicted injuries / Suicide and Attempted Suicide |
|
||||
Oncology Treatment |
|
||||
Repatriation |
|
||||
Return Home |
|
||||
|
|||||
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
||||
|
|||||
This is a summary of exclusions ONLY. |
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|
|
|
||
Coverage Details: |
|
|
|
|
|
Drugs Covered |
|
|
|
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|
|
|
||
Basic & Preventative Services |
|
|
|
|
|
Minor Restorative |
|
|
|
|
|
Extractions and Oral Surgery |
|
|
|
|
|
Other |
|
|
|
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|
|
|
||
|
|
|
|
||
Paramedical Practitioners |
|
|
|
|
|
|
|
|
|
||
Orthopedic Supplies |
|
|
|
|
|
Ambulance |
|
|
|
|
|
Equipment Rental |
|
|
|
|
|
Medical Supplies |
|
|
|
|
|
Prosthetic Appliances |
|
|
|
|
|
Hearing Care |
|
|
|
|
|
Other |
|
|
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|
|
|
||
|
|
|
|
||
|
|
|
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
Coverage |
|
||||
Pre-existing |
|
||||
Loss of Life per insured |
|
||||
Specific Loss Indemnity Table |
|
||||
Accidental Medical Reimbursement |
|
||||
Bereavement |
|
||||
Dental Accident |
|
||||
Cosmetic Disfigurement |
|
||||
Day Care |
|
||||
Education Benefit |
|
||||
Family Transportation |
|
||||
Funeral Expense |
|
||||
Home Alteration & Vehicle Modification |
|
||||
Identification |
|
||||
In-Hospital Mos. Confinement Income |
|
||||
Psychological Therapy |
|
||||
Rehabilitation |
|
||||
Repatriation |
|
||||
Seat Belt |
|
||||
Spousal Occupational Training |
|
||||
Travel Expense Reimbursement for Parent(s) |
|
||||
Tutorial Service |
|
||||
|
|||||
|
|||||
This is a summary of exclusions ONLY. |
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
|||||
Coverage for Emergency Injury or Sickness |
|
||||
Trip Duration |
|
||||
|
|||||
Global Excel |
|
||||
Medical Assistance |
|
||||
|
|||||
|
|||||
|
|||||
This is a summary of exclusions ONLY. |
|
||||
|
Balanced Plan |
Enhanced Drug Plan |
Enhanced Dental Plan |
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All PlansStudent Wellness Programs for All Plans |
|
---|---|---|---|---|---|
|
Domestic Students
ESL & Post-secondary Program
Balanced Plan |
---|
Prescription Drugs80% co-insurance N/A |
DentalBasic and Preventative: 80% N/A |
Extended HealthParamedical Practitioners: 80% N/A |
Vision$100 maximum for one eye exam N/A |
Enhanced Drug Plan |
---|
Prescription Drugs90% co-insurance N/A |
DentalBasic and Preventative: 80% N/A |
Extended HealthParamedical Practitioners: 80% N/A |
Vision$80 maximum for one eye exam N/A |
Enhanced Dental Plan |
---|
Prescription Drugs70% co-insurance N/A |
DentalBasic and Preventative: 100% N/A |
Extended HealthParamedical Practitioners: 70-80% N/A |
Vision$80 maximum for one eye exam N/A |
Enhanced Extended Healthcare Plan |
---|
Prescription Drugs70% co-insurance N/A |
DentalBasic and Preventative: 80% N/A |
Extended HealthParamedical Practitioners: 80-90% N/A |
Vision100% for one eye exam N/A |
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Eligibility |
|
|
|
Pre-existing |
|
|
|
Coverage |
|
|
|
Doctor / Physician |
|
|
|
Hospital |
|
|
|
Medical Services and Devices coverage include: |
|
|
|
Obstetrical / Maternity Expense Indemnity |
|
|
|
Psychiatric Hospitalization |
|
|
|
Self-inflicted injuries / Suicide and Attempted Suicide |
|
|
|
Oncology Treatment |
|
|
|
Repatriation |
|
|
|
Return Home |
|
|
|
|
|
|
|
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Eligibility |
|
|
|
Pre-existing |
|
|
|
Coverage |
|
|
|
Doctor / Physician |
|
|
|
Hospital |
|
|
|
Medical Services and Devices coverage include: |
|
|
|
Obstetrical / Maternity Expense Indemnity |
|
|
|
Psychiatric Hospitalization |
|
|
|
Self-inflicted injuries / Suicide and Attempted Suicide |
|
|
|
Oncology Treatment |
|
|
|
Repatriation |
|
|
|
Return Home |
|
|
|
|
|
|
|
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Eligibility |
|
|
|
Pre-existing |
|
|
|
Coverage |
|
|
|
Doctor / Physician |
|
|
|
Hospital |
|
|
|
Medical Services and Devices coverage include: |
|
|
|
Obstetrical / Maternity Expense Indemnity |
|
|
|
Psychiatric Hospitalization |
|
|
|
Self-inflicted injuries / Suicide and Attempted Suicide |
|
|
|
Oncology Treatment |
|
|
|
Repatriation |
|
|
|
Return Home |
|
|
|
|
|
|
|
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Eligibility |
|
|
|
Pre-existing |
|
|
|
Coverage |
|
|
|
Doctor / Physician |
|
|
|
Hospital |
|
|
|
Medical Services and Devices coverage include: |
|
|
|
Obstetrical / Maternity Expense Indemnity |
|
|
|
Psychiatric Hospitalization |
|
|
|
Self-inflicted injuries / Suicide and Attempted Suicide |
|
|
|
Oncology Treatment |
|
|
|
Repatriation |
|
|
|
Return Home |
|
|
|
|
|
|
|
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage Details: |
|
|
|
Drugs Covered |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage Details: |
|
|
|
Drugs Covered |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage Details: |
|
|
|
Drugs Covered |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage Details: |
|
|
|
Drugs Covered |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Basic & Preventative Services |
|
|
|
Minor Restorative |
|
|
|
Extractions and Oral Surgery |
|
|
|
Other |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Basic & Preventative Services |
|
|
|
Minor Restorative |
|
|
|
Extractions and Oral Surgery |
|
|
|
Other |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Basic & Preventative Services |
|
|
|
Minor Restorative |
|
|
|
Extractions and Oral Surgery |
|
|
|
Other |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Basic & Preventative Services |
|
|
|
Minor Restorative |
|
|
|
Extractions and Oral Surgery |
|
|
|
Other |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
Paramedical Practitioners |
|
|
|
|
|
|
|
Orthopedic Supplies |
|
|
|
Ambulance |
|
|
|
Equipment Rental |
|
|
|
Medical Supplies |
|
|
|
Prosthetic Appliances |
|
|
|
Hearing Care |
|
|
|
Other |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
Paramedical Practitioners |
|
|
|
|
|
|
|
Orthopedic Supplies |
|
|
|
Ambulance |
|
|
|
Equipment Rental |
|
|
|
Medical Supplies |
|
|
|
Prosthetic Appliances |
|
|
|
Hearing Care |
|
|
|
Other |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
Paramedical Practitioners |
|
|
|
|
|
|
|
Orthopedic Supplies |
|
|
|
Ambulance |
|
|
|
Equipment Rental |
|
|
|
Medical Supplies |
|
|
|
Prosthetic Appliances |
|
|
|
Hearing Care |
|
|
|
Other |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
Paramedical Practitioners |
|
|
|
|
|
|
|
Orthopedic Supplies |
|
|
|
Ambulance |
|
|
|
Equipment Rental |
|
|
|
Medical Supplies |
|
|
|
Prosthetic Appliances |
|
|
|
Hearing Care |
|
|
|
Other |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
|
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
|
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
|
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
|
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
Coverage |
|
|
|
Pre-existing |
|
|
|
Loss of Life per insured |
|
|
|
Specific Loss Indemnity Table |
|
|
|
Accidental Medical Reimbursement |
|
|
|
Bereavement |
|
|
|
Dental Accident |
|
|
|
Cosmetic Disfigurement |
|
|
|
Day Care |
|
|
|
Education Benefit |
|
|
|
Family Transportation |
|
|
|
Funeral Expense |
|
|
|
Home Alteration & Vehicle Modification |
|
|
|
Identification |
|
|
|
In-Hospital Mos. Confinement Income |
|
|
|
Psychological Therapy |
|
|
|
Rehabilitation |
|
|
|
Repatriation |
|
|
|
Seat Belt |
|
|
|
Spousal Occupational Training |
|
|
|
Travel Expense Reimbursement for Parent(s) |
|
|
|
Tutorial Service |
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
Coverage |
|
|
|
Pre-existing |
|
|
|
Loss of Life per insured |
|
|
|
Specific Loss Indemnity Table |
|
|
|
Accidental Medical Reimbursement |
|
|
|
Bereavement |
|
|
|
Dental Accident |
|
|
|
Cosmetic Disfigurement |
|
|
|
Day Care |
|
|
|
Education Benefit |
|
|
|
Family Transportation |
|
|
|
Funeral Expense |
|
|
|
Home Alteration & Vehicle Modification |
|
|
|
Identification |
|
|
|
In-Hospital Mos. Confinement Income |
|
|
|
Psychological Therapy |
|
|
|
Rehabilitation |
|
|
|
Repatriation |
|
|
|
Seat Belt |
|
|
|
Spousal Occupational Training |
|
|
|
Travel Expense Reimbursement for Parent(s) |
|
|
|
Tutorial Service |
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
Coverage |
|
|
|
Pre-existing |
|
|
|
Loss of Life per insured |
|
|
|
Specific Loss Indemnity Table |
|
|
|
Accidental Medical Reimbursement |
|
|
|
Bereavement |
|
|
|
Dental Accident |
|
|
|
Cosmetic Disfigurement |
|
|
|
Day Care |
|
|
|
Education Benefit |
|
|
|
Family Transportation |
|
|
|
Funeral Expense |
|
|
|
Home Alteration & Vehicle Modification |
|
|
|
Identification |
|
|
|
In-Hospital Mos. Confinement Income |
|
|
|
Psychological Therapy |
|
|
|
Rehabilitation |
|
|
|
Repatriation |
|
|
|
Seat Belt |
|
|
|
Spousal Occupational Training |
|
|
|
Travel Expense Reimbursement for Parent(s) |
|
|
|
Tutorial Service |
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
Coverage |
|
|
|
Pre-existing |
|
|
|
Loss of Life per insured |
|
|
|
Specific Loss Indemnity Table |
|
|
|
Accidental Medical Reimbursement |
|
|
|
Bereavement |
|
|
|
Dental Accident |
|
|
|
Cosmetic Disfigurement |
|
|
|
Day Care |
|
|
|
Education Benefit |
|
|
|
Family Transportation |
|
|
|
Funeral Expense |
|
|
|
Home Alteration & Vehicle Modification |
|
|
|
Identification |
|
|
|
In-Hospital Mos. Confinement Income |
|
|
|
Psychological Therapy |
|
|
|
Rehabilitation |
|
|
|
Repatriation |
|
|
|
Seat Belt |
|
|
|
Spousal Occupational Training |
|
|
|
Travel Expense Reimbursement for Parent(s) |
|
|
|
Tutorial Service |
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage for Emergency Injury or Sickness |
|
|
|
Trip Duration |
|
|
|
|
|
|
|
Global Excel |
|
|
|
Medical Assistance |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
|
|
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage for Emergency Injury or Sickness |
|
|
|
Trip Duration |
|
|
|
|
|
|
|
Global Excel |
|
|
|
Medical Assistance |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
|
|
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage for Emergency Injury or Sickness |
|
|
|
Trip Duration |
|
|
|
|
|
|
|
Global Excel |
|
|
|
Medical Assistance |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
|
|
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage for Emergency Injury or Sickness |
|
|
|
Trip Duration |
|
|
|
|
|
|
|
Global Excel |
|
|
|
Medical Assistance |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
|
|
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
International Students to Canada
Post-secondary Plan
Balanced Plan |
---|
Prescription Drugs80% co-insurance N/A |
DentalBasic and Preventative: 80% N/A |
Extended HealthParamedical Practitioners: 80% N/A |
Vision$100 maximum for one eye exam N/A |
Enhanced Drug Plan |
---|
Prescription Drugs90% co-insurance N/A |
DentalBasic and Preventative: 80% N/A |
Extended HealthParamedical Practitioners: 80% N/A |
Vision$80 maximum for one eye exam N/A |
Enhanced Dental Plan |
---|
Prescription Drugs70% co-insurance N/A |
DentalBasic and Preventative: 100% N/A |
Extended HealthParamedical Practitioners: 70-80% N/A |
Vision$80 maximum for one eye exam N/A |
Enhanced Extended Healthcare Plan |
---|
Prescription Drugs70% co-insurance N/A |
DentalBasic and Preventative: 80% N/A |
Extended HealthParamedical Practitioners: 80-90% N/A |
Vision100% for one eye exam N/A |
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Eligibility |
|
|
|
Pre-existing |
|
|
|
Coverage |
|
|
|
Doctor / Physician |
|
|
|
Hospital |
|
|
|
Medical Services and Devices coverage include: |
|
|
|
Obstetrical / Maternity Expense Indemnity |
|
|
|
Psychiatric Hospitalization |
|
|
|
Self-inflicted injuries / Suicide and Attempted Suicide |
|
|
|
Oncology Treatment |
|
|
|
Repatriation |
|
|
|
Return Home |
|
|
|
|
|
|
|
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Eligibility |
|
|
|
Pre-existing |
|
|
|
Coverage |
|
|
|
Doctor / Physician |
|
|
|
Hospital |
|
|
|
Medical Services and Devices coverage include: |
|
|
|
Obstetrical / Maternity Expense Indemnity |
|
|
|
Psychiatric Hospitalization |
|
|
|
Self-inflicted injuries / Suicide and Attempted Suicide |
|
|
|
Oncology Treatment |
|
|
|
Repatriation |
|
|
|
Return Home |
|
|
|
|
|
|
|
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Eligibility |
|
|
|
Pre-existing |
|
|
|
Coverage |
|
|
|
Doctor / Physician |
|
|
|
Hospital |
|
|
|
Medical Services and Devices coverage include: |
|
|
|
Obstetrical / Maternity Expense Indemnity |
|
|
|
Psychiatric Hospitalization |
|
|
|
Self-inflicted injuries / Suicide and Attempted Suicide |
|
|
|
Oncology Treatment |
|
|
|
Repatriation |
|
|
|
Return Home |
|
|
|
|
|
|
|
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Eligibility |
|
|
|
Pre-existing |
|
|
|
Coverage |
|
|
|
Doctor / Physician |
|
|
|
Hospital |
|
|
|
Medical Services and Devices coverage include: |
|
|
|
Obstetrical / Maternity Expense Indemnity |
|
|
|
Psychiatric Hospitalization |
|
|
|
Self-inflicted injuries / Suicide and Attempted Suicide |
|
|
|
Oncology Treatment |
|
|
|
Repatriation |
|
|
|
Return Home |
|
|
|
|
|
|
|
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage Details: |
|
|
|
Drugs Covered |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage Details: |
|
|
|
Drugs Covered |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage Details: |
|
|
|
Drugs Covered |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage Details: |
|
|
|
Drugs Covered |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Basic & Preventative Services |
|
|
|
Minor Restorative |
|
|
|
Extractions and Oral Surgery |
|
|
|
Other |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Basic & Preventative Services |
|
|
|
Minor Restorative |
|
|
|
Extractions and Oral Surgery |
|
|
|
Other |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Basic & Preventative Services |
|
|
|
Minor Restorative |
|
|
|
Extractions and Oral Surgery |
|
|
|
Other |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Basic & Preventative Services |
|
|
|
Minor Restorative |
|
|
|
Extractions and Oral Surgery |
|
|
|
Other |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
Paramedical Practitioners |
|
|
|
|
|
|
|
Orthopedic Supplies |
|
|
|
Ambulance |
|
|
|
Equipment Rental |
|
|
|
Medical Supplies |
|
|
|
Prosthetic Appliances |
|
|
|
Hearing Care |
|
|
|
Other |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
Paramedical Practitioners |
|
|
|
|
|
|
|
Orthopedic Supplies |
|
|
|
Ambulance |
|
|
|
Equipment Rental |
|
|
|
Medical Supplies |
|
|
|
Prosthetic Appliances |
|
|
|
Hearing Care |
|
|
|
Other |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
Paramedical Practitioners |
|
|
|
|
|
|
|
Orthopedic Supplies |
|
|
|
Ambulance |
|
|
|
Equipment Rental |
|
|
|
Medical Supplies |
|
|
|
Prosthetic Appliances |
|
|
|
Hearing Care |
|
|
|
Other |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
Paramedical Practitioners |
|
|
|
|
|
|
|
Orthopedic Supplies |
|
|
|
Ambulance |
|
|
|
Equipment Rental |
|
|
|
Medical Supplies |
|
|
|
Prosthetic Appliances |
|
|
|
Hearing Care |
|
|
|
Other |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
|
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
|
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
|
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
|
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
Coverage |
|
|
|
Pre-existing |
|
|
|
Loss of Life per insured |
|
|
|
Specific Loss Indemnity Table |
|
|
|
Accidental Medical Reimbursement |
|
|
|
Bereavement |
|
|
|
Dental Accident |
|
|
|
Cosmetic Disfigurement |
|
|
|
Day Care |
|
|
|
Education Benefit |
|
|
|
Family Transportation |
|
|
|
Funeral Expense |
|
|
|
Home Alteration & Vehicle Modification |
|
|
|
Identification |
|
|
|
In-Hospital Mos. Confinement Income |
|
|
|
Psychological Therapy |
|
|
|
Rehabilitation |
|
|
|
Repatriation |
|
|
|
Seat Belt |
|
|
|
Spousal Occupational Training |
|
|
|
Travel Expense Reimbursement for Parent(s) |
|
|
|
Tutorial Service |
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
Coverage |
|
|
|
Pre-existing |
|
|
|
Loss of Life per insured |
|
|
|
Specific Loss Indemnity Table |
|
|
|
Accidental Medical Reimbursement |
|
|
|
Bereavement |
|
|
|
Dental Accident |
|
|
|
Cosmetic Disfigurement |
|
|
|
Day Care |
|
|
|
Education Benefit |
|
|
|
Family Transportation |
|
|
|
Funeral Expense |
|
|
|
Home Alteration & Vehicle Modification |
|
|
|
Identification |
|
|
|
In-Hospital Mos. Confinement Income |
|
|
|
Psychological Therapy |
|
|
|
Rehabilitation |
|
|
|
Repatriation |
|
|
|
Seat Belt |
|
|
|
Spousal Occupational Training |
|
|
|
Travel Expense Reimbursement for Parent(s) |
|
|
|
Tutorial Service |
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
Coverage |
|
|
|
Pre-existing |
|
|
|
Loss of Life per insured |
|
|
|
Specific Loss Indemnity Table |
|
|
|
Accidental Medical Reimbursement |
|
|
|
Bereavement |
|
|
|
Dental Accident |
|
|
|
Cosmetic Disfigurement |
|
|
|
Day Care |
|
|
|
Education Benefit |
|
|
|
Family Transportation |
|
|
|
Funeral Expense |
|
|
|
Home Alteration & Vehicle Modification |
|
|
|
Identification |
|
|
|
In-Hospital Mos. Confinement Income |
|
|
|
Psychological Therapy |
|
|
|
Rehabilitation |
|
|
|
Repatriation |
|
|
|
Seat Belt |
|
|
|
Spousal Occupational Training |
|
|
|
Travel Expense Reimbursement for Parent(s) |
|
|
|
Tutorial Service |
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
Coverage |
|
|
|
Pre-existing |
|
|
|
Loss of Life per insured |
|
|
|
Specific Loss Indemnity Table |
|
|
|
Accidental Medical Reimbursement |
|
|
|
Bereavement |
|
|
|
Dental Accident |
|
|
|
Cosmetic Disfigurement |
|
|
|
Day Care |
|
|
|
Education Benefit |
|
|
|
Family Transportation |
|
|
|
Funeral Expense |
|
|
|
Home Alteration & Vehicle Modification |
|
|
|
Identification |
|
|
|
In-Hospital Mos. Confinement Income |
|
|
|
Psychological Therapy |
|
|
|
Rehabilitation |
|
|
|
Repatriation |
|
|
|
Seat Belt |
|
|
|
Spousal Occupational Training |
|
|
|
Travel Expense Reimbursement for Parent(s) |
|
|
|
Tutorial Service |
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage for Emergency Injury or Sickness |
|
|
|
Trip Duration |
|
|
|
|
|
|
|
Global Excel |
|
|
|
Medical Assistance |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
|
|
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage for Emergency Injury or Sickness |
|
|
|
Trip Duration |
|
|
|
|
|
|
|
Global Excel |
|
|
|
Medical Assistance |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
|
|
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage for Emergency Injury or Sickness |
|
|
|
Trip Duration |
|
|
|
|
|
|
|
Global Excel |
|
|
|
Medical Assistance |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
|
|
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage for Emergency Injury or Sickness |
|
|
|
Trip Duration |
|
|
|
|
|
|
|
Global Excel |
|
|
|
Medical Assistance |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
|
|
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
International Students to Canada
ESL Plan
Balanced Plan |
---|
Prescription Drugs80% co-insurance N/A |
DentalBasic and Preventative: 80% N/A |
Extended HealthParamedical Practitioners: 80% N/A |
Vision$100 maximum for one eye exam N/A |
Enhanced Drug Plan |
---|
Prescription Drugs90% co-insurance N/A |
DentalBasic and Preventative: 80% N/A |
Extended HealthParamedical Practitioners: 80% N/A |
Vision$80 maximum for one eye exam N/A |
Enhanced Dental Plan |
---|
Prescription Drugs70% co-insurance N/A |
DentalBasic and Preventative: 100% N/A |
Extended HealthParamedical Practitioners: 70-80% N/A |
Vision$80 maximum for one eye exam N/A |
Enhanced Extended Healthcare Plan |
---|
Prescription Drugs70% co-insurance N/A |
DentalBasic and Preventative: 80% N/A |
Extended HealthParamedical Practitioners: 80-90% N/A |
Vision100% for one eye exam N/A |
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Eligibility |
|
|
|
Pre-existing |
|
|
|
Coverage |
|
|
|
Doctor / Physician |
|
|
|
Hospital |
|
|
|
Medical Services and Devices coverage include: |
|
|
|
Obstetrical / Maternity Expense Indemnity |
|
|
|
Psychiatric Hospitalization |
|
|
|
Self-inflicted injuries / Suicide and Attempted Suicide |
|
|
|
Oncology Treatment |
|
|
|
Repatriation |
|
|
|
Return Home |
|
|
|
|
|
|
|
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Eligibility |
|
|
|
Pre-existing |
|
|
|
Coverage |
|
|
|
Doctor / Physician |
|
|
|
Hospital |
|
|
|
Medical Services and Devices coverage include: |
|
|
|
Obstetrical / Maternity Expense Indemnity |
|
|
|
Psychiatric Hospitalization |
|
|
|
Self-inflicted injuries / Suicide and Attempted Suicide |
|
|
|
Oncology Treatment |
|
|
|
Repatriation |
|
|
|
Return Home |
|
|
|
|
|
|
|
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Eligibility |
|
|
|
Pre-existing |
|
|
|
Coverage |
|
|
|
Doctor / Physician |
|
|
|
Hospital |
|
|
|
Medical Services and Devices coverage include: |
|
|
|
Obstetrical / Maternity Expense Indemnity |
|
|
|
Psychiatric Hospitalization |
|
|
|
Self-inflicted injuries / Suicide and Attempted Suicide |
|
|
|
Oncology Treatment |
|
|
|
Repatriation |
|
|
|
Return Home |
|
|
|
|
|
|
|
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Eligibility |
|
|
|
Pre-existing |
|
|
|
Coverage |
|
|
|
Doctor / Physician |
|
|
|
Hospital |
|
|
|
Medical Services and Devices coverage include: |
|
|
|
Obstetrical / Maternity Expense Indemnity |
|
|
|
Psychiatric Hospitalization |
|
|
|
Self-inflicted injuries / Suicide and Attempted Suicide |
|
|
|
Oncology Treatment |
|
|
|
Repatriation |
|
|
|
Return Home |
|
|
|
|
|
|
|
IMPORTANT NOTE: Expenses for scheduled confinement in hospital or scheduled surgery, including outpatient surgery, must be submitted to the Insurer for approval 3 days in advance of the date of admission. |
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage Details: |
|
|
|
Drugs Covered |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage Details: |
|
|
|
Drugs Covered |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage Details: |
|
|
|
Drugs Covered |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage Details: |
|
|
|
Drugs Covered |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Basic & Preventative Services |
|
|
|
Minor Restorative |
|
|
|
Extractions and Oral Surgery |
|
|
|
Other |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Basic & Preventative Services |
|
|
|
Minor Restorative |
|
|
|
Extractions and Oral Surgery |
|
|
|
Other |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Basic & Preventative Services |
|
|
|
Minor Restorative |
|
|
|
Extractions and Oral Surgery |
|
|
|
Other |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Basic & Preventative Services |
|
|
|
Minor Restorative |
|
|
|
Extractions and Oral Surgery |
|
|
|
Other |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
Paramedical Practitioners |
|
|
|
|
|
|
|
Orthopedic Supplies |
|
|
|
Ambulance |
|
|
|
Equipment Rental |
|
|
|
Medical Supplies |
|
|
|
Prosthetic Appliances |
|
|
|
Hearing Care |
|
|
|
Other |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
Paramedical Practitioners |
|
|
|
|
|
|
|
Orthopedic Supplies |
|
|
|
Ambulance |
|
|
|
Equipment Rental |
|
|
|
Medical Supplies |
|
|
|
Prosthetic Appliances |
|
|
|
Hearing Care |
|
|
|
Other |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
Paramedical Practitioners |
|
|
|
|
|
|
|
Orthopedic Supplies |
|
|
|
Ambulance |
|
|
|
Equipment Rental |
|
|
|
Medical Supplies |
|
|
|
Prosthetic Appliances |
|
|
|
Hearing Care |
|
|
|
Other |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
Paramedical Practitioners |
|
|
|
|
|
|
|
Orthopedic Supplies |
|
|
|
Ambulance |
|
|
|
Equipment Rental |
|
|
|
Medical Supplies |
|
|
|
Prosthetic Appliances |
|
|
|
Hearing Care |
|
|
|
Other |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
|
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
|
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
|
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
|
|
|
|
|
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
Coverage |
|
|
|
Pre-existing |
|
|
|
Loss of Life per insured |
|
|
|
Specific Loss Indemnity Table |
|
|
|
Accidental Medical Reimbursement |
|
|
|
Bereavement |
|
|
|
Dental Accident |
|
|
|
Cosmetic Disfigurement |
|
|
|
Day Care |
|
|
|
Education Benefit |
|
|
|
Family Transportation |
|
|
|
Funeral Expense |
|
|
|
Home Alteration & Vehicle Modification |
|
|
|
Identification |
|
|
|
In-Hospital Mos. Confinement Income |
|
|
|
Psychological Therapy |
|
|
|
Rehabilitation |
|
|
|
Repatriation |
|
|
|
Seat Belt |
|
|
|
Spousal Occupational Training |
|
|
|
Travel Expense Reimbursement for Parent(s) |
|
|
|
Tutorial Service |
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
Coverage |
|
|
|
Pre-existing |
|
|
|
Loss of Life per insured |
|
|
|
Specific Loss Indemnity Table |
|
|
|
Accidental Medical Reimbursement |
|
|
|
Bereavement |
|
|
|
Dental Accident |
|
|
|
Cosmetic Disfigurement |
|
|
|
Day Care |
|
|
|
Education Benefit |
|
|
|
Family Transportation |
|
|
|
Funeral Expense |
|
|
|
Home Alteration & Vehicle Modification |
|
|
|
Identification |
|
|
|
In-Hospital Mos. Confinement Income |
|
|
|
Psychological Therapy |
|
|
|
Rehabilitation |
|
|
|
Repatriation |
|
|
|
Seat Belt |
|
|
|
Spousal Occupational Training |
|
|
|
Travel Expense Reimbursement for Parent(s) |
|
|
|
Tutorial Service |
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
Coverage |
|
|
|
Pre-existing |
|
|
|
Loss of Life per insured |
|
|
|
Specific Loss Indemnity Table |
|
|
|
Accidental Medical Reimbursement |
|
|
|
Bereavement |
|
|
|
Dental Accident |
|
|
|
Cosmetic Disfigurement |
|
|
|
Day Care |
|
|
|
Education Benefit |
|
|
|
Family Transportation |
|
|
|
Funeral Expense |
|
|
|
Home Alteration & Vehicle Modification |
|
|
|
Identification |
|
|
|
In-Hospital Mos. Confinement Income |
|
|
|
Psychological Therapy |
|
|
|
Rehabilitation |
|
|
|
Repatriation |
|
|
|
Seat Belt |
|
|
|
Spousal Occupational Training |
|
|
|
Travel Expense Reimbursement for Parent(s) |
|
|
|
Tutorial Service |
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
Coverage |
|
|
|
Pre-existing |
|
|
|
Loss of Life per insured |
|
|
|
Specific Loss Indemnity Table |
|
|
|
Accidental Medical Reimbursement |
|
|
|
Bereavement |
|
|
|
Dental Accident |
|
|
|
Cosmetic Disfigurement |
|
|
|
Day Care |
|
|
|
Education Benefit |
|
|
|
Family Transportation |
|
|
|
Funeral Expense |
|
|
|
Home Alteration & Vehicle Modification |
|
|
|
Identification |
|
|
|
In-Hospital Mos. Confinement Income |
|
|
|
Psychological Therapy |
|
|
|
Rehabilitation |
|
|
|
Repatriation |
|
|
|
Seat Belt |
|
|
|
Spousal Occupational Training |
|
|
|
Travel Expense Reimbursement for Parent(s) |
|
|
|
Tutorial Service |
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage for Emergency Injury or Sickness |
|
|
|
Trip Duration |
|
|
|
|
|
|
|
Global Excel |
|
|
|
Medical Assistance |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
|
|
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage for Emergency Injury or Sickness |
|
|
|
Trip Duration |
|
|
|
|
|
|
|
Global Excel |
|
|
|
Medical Assistance |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
|
|
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage for Emergency Injury or Sickness |
|
|
|
Trip Duration |
|
|
|
|
|
|
|
Global Excel |
|
|
|
Medical Assistance |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
|
|
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
|
Coverage for Emergency Injury or Sickness |
|
|
|
Trip Duration |
|
|
|
|
|
|
|
Global Excel |
|
|
|
Medical Assistance |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
This is a summary of exclusions ONLY. |
|
|
|
|
|
|
Balanced Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
Enhanced Drug Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
Enhanced Dental Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|
Enhanced Extended Healthcare Plan |
Enhanced Coverage for All PlansAccident Benefits for All PlansTravel for All Plans |
---|---|
|
|
|