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Plan Overview
Balanced Plan
Prescription Drugs

75% co-insurance
Maximum: $1,000 ($25 annual deductible)

Dental

Basic and Preventative: 100%
Minor Restorative: 75%
Extractions (limit 2 wisdom teeth): 75%
Major Restorative: 10%
Maximum: $500

Extended Health

Paramedical Practitioners: 80% ($300 maximum)

Vision

$65 maximum for eye exam
$80 for prescribed lenses and frames or contact lenses every 24 consecutive months

Enhanced Drug/Vision Plan
Prescription Drugs

80% co-insurance
Maximum: $1,000 (No deductible)

Dental

Basic and Preventative: 50%
Minor Restorative: 50%
Extractions (limit 2 wisdom teeth): 25%
Maximum: $250

Extended Health

Paramedical Practitioners: $20 per visit ($150 maximum)

Vision

$65 maximum for eye exam,
$120 for prescribed lenses and frames or contact lenses every 24 consecutive months

Enhanced Dental/Vision Plan
Prescription Drugs

70% co-insurance
Maximum: $500 ($40 annual deductible)

Dental

Basic and Preventative: 100%
Minor Restorative: 80%
Extractions (limit 4 wisdom teeth): 75%
Major Restorative: 10%
Maximum: $700

Extended Health

Paramedical Practitioners: $20 per visit ($200 maximum)

Vision

$65 maximum for eye exam
$120 for prescribed lenses and frames or contact lenses every 24 consecutive months

Prescription Drugs
Balanced Plan
  • 75% coverage
  • $25 annual deductible
  • $8.00 dispensing fee cap
  • Most prescription drugs or medicines
  • Insulin injectibles
  • Insulin supplies under pseudo din #910333 ($200 maximum)
  • Allergy serums
  • Hepatitis B Vaccine, subject to a maximum of $100.00 per Insured, per policy year
  • Contraceptive patch and oral contraceptives
  • Nuva Ring (contraceptive), subject to a maximum of $178.00 per Insured, per policy year
  • Acne medications (excluding Accutane)
Enhanced Drug/Vision Plan
  • 80% coverage
  • No annual deductible
  • $8.00 dispensing fee cap
  • Most prescription drugs or medicines
  • Insulin injectibles
  • Insulin supplies under pseudo din #910333 ($200 maximum)
  • Allergy serums
  • Hepatitis B Vaccine, subject to a maximum of $100.00 per Insured, per policy year
  • Contraceptive patch and oral contraceptives
  • Nuva Ring (contraceptive), subject to a maximum of $178.00 per Insured, per policy year
  • Acne medications (excluding Accutane)
Enhanced Dental/Vision Plan
  • 70% coverage
  • $40 annual deductible
  • $8.00 dispensing fee cap
  • Most prescription drugs or medicines
  • Insulin injectibles
  • Insulin supplies under pseudo din #910333 ($200 maximum)
  • Allergy serums
  • Hepatitis B Vaccine, subject to a maximum of $100.00 per Insured, per policy year
  • Contraceptive patch and oral contraceptives
  • Nuva Ring (contraceptive), subject to a maximum of $178.00 per Insured, per policy year
  • Acne medications (excluding Accutane)
Dental
Balanced Plan
  • 100% of one examination and consultation, including any necessary x-rays and diagnostic services at time of exam, during each policy year.
  • 100% of one cleaning and one unit of polishing; includes up to 4 units of scaling (above the gum line).
  • Fluoride treatments will be limited to one per policy year.
  • 75% of the cost of amalgam, silicate, composite or tooth-coloured fillings and space maintainers.
  • 75% coverage of extractions and residual root removal, limited to two wisdom teeth in any policy year, other oral surgery is covered at 10% as noted below.
  • Endodontics, Periodontics, and Major Restorative are covered at 10%.
Enhanced Drug/Vision Plan
  • 50% of one examination and consultation, including any necessary x-rays and diagnostic services at time of exam, during each policy year.
  • 50% of one cleaning and two units of polishing; includes up to 4 units of scaling (above the gum line)
  • Fluoride treatments will be limited to one per policy year.
  • 50% of the cost of amalgam, silicate, composite or tooth-coloured fillings and space maintainers.
  • 25% coverage of extractions and residual root removal including wisdom teeth in any policy year.
Enhanced Dental/Vision Plan
  • 100% of one examination and consultation, including any necessary x-rays and diagnostic services at time of exam, during each policy year.
  • 100% of one cleaning and one unit of polishing; includes up to 4 units of scaling (above the gum line)
  • Fluoride treatments will be limited to one per policy year.
  • 80% of the cost of amalgam, silicate, composite or tooth-coloured fillings and space maintainers.
  • 75% coverage of extractions and residual root removal, limited to two wisdom teeth in any policy year, other oral surgery is covered at 10% as noted below.
  • Endodontics, Periodontics, and Major Restorative are covered at 10%
Extended Health
Balanced Plan
  • Combined services of a clinical psychologist or speech therapist, if recommended by a physician, (Effective May 10, 2019 referrals will also be accepted from the Learning Strategists/Accessibility Counsellors or Nurse Practitioners at the campus on-site health clinic at Confederation College); 
  • Combined services of a naturopath or a chiropractor;
  • Services of a registered massage therapist;
  • Services of a physiotherapist, if recommended by a physician.
  • Charges for molded arch supports, orthopedic supplies and custom-made orthopedic shoes are covered at 80% to a maximum of $200.00, if recommended by a physician, podiatrist or chiropodist.
  • Air or land ambulance service to the nearest hospital when an emergency requires immediate attention.
  • Charges for wheelchairs, walkers, hospital beds, traction kits which are rented for temporary therapeutic use. Repair to a wheelchair will be included up to a lifetime maximum of $250.00
  • Vaccines (excluding Hepatitis B), compound serums, colostomy supplies, injectable drugs and varicose vein injections, if medically necessary.
  • Artificial limbs - lost, repair, and replacement
  • Artificial eyes - one polishing or one re-making each year
  • Casts, splints, trusses, braces or crutches, including replacements when medically necessary
  • External breast prosthesis to a maximum of $200
  • Oxygen, blood or blood products and the equipment required for its administration
  • Treatment of a sickness by the use of radiotherapy or coagulotherapy
  • Laboratory tests done in a commercial laboratory for diagnosis of a sickness but excluding any tests performed in a physician's office or a pharmacy
Enhanced Drug/Vision Plan
  • Combined services of a clinical psychologist or speech therapist, if recommended by a physician (Effective May 10, 2019 referrals will also be accepted from the Learning Strategists/Accessibility Counsellors or Nurse Practitioners at the campus on-site health clinic at Confederation College); 
  • Combined services of a naturopath or a chiropractor
  • Services of a registered massage therapist; if recommended by a physician
  • Services of a physiotherapist, if recommended by a physician
  • Charges for molded arch supports, orthopedic supplies and custom made orthopedic shoes are covered at 80% to a maximum of $200.00, if recommended by a physician, podiatrist or chiropodist.
  • Air or land ambulance service to the nearest hospital when an emergency requires immediate attention.
  • Charges for wheelchairs, walkers, hospital beds, traction kits which are rented for temporary therapeutic use. Repair to a wheelchair will be included up to a lifetime maximum of $250.00.
  • Vaccines (excluding Hepatitis B), compound serums, colostomy supplies, injectable drugs and varicose vein injections, if medically necessary.
  • Artificial limbs - lost, repair & replacement
  • Artificial eyes - one polishing or one re-making each year
  • Casts, splints, trusses, braces or crutches, including replacements when medically necessary;
  • External breast prosthesis to a maximum of $200
  • Oxygen, blood or blood products and the equipment required for its administration
  • treatment of a sickness by the use of radiotherapy or coagulotherapy
  • laboratory tests done in a commercial laboratory for diagnosis of a sickness but excluding any tests performed in a physician's office or a pharmacy.
Enhanced Dental/Vision Plan
  • Combined services of a clinical psychologist or speech therapist, if recommended by a physician (Effective May 10, 2019 referrals will also be accepted from the Learning Strategists/Accessibility Counsellors or Nurse Practitioners at the campus on-site health clinic at Confederation College); 
  • Combined services of a naturopath or a chiropractor
  • Services of a registered massage therapist; if recommended by a physician
  • Services of a physiotherapist, if recommended by a physician
  • Charges for molded arch supports, orthopedic supplies and custom made orthopedic shoes are covered at 80% to a maximum of $200.00, if recommended by a physician, podiatrist or chiropodist.
  • Air or land ambulance service to the nearest hospital when an emergency requires immediate attention.
  • Charges for wheelchairs, walkers, hospital beds, traction kits which are rented for temporary therapeutic use. Repair to a wheelchair will be included up to a lifetime maximum of $250.00.
  • Vaccines (excluding Hepatitis B), compound serums, colostomy supplies, injectable drugs and varicose vein injections, if medically necessary.
  • Artificial limbs - lost, repair & replacement
  • Artificial eyes - one polishing or one re-making each year
  • Casts, splints, trusses, braces or crutches, including replacements when medically necessary;
  • External breast prosthesis to a maximum of $200
  • Oxygen, blood or blood products and the equipment required for its administration
  • treatment of a sickness by the use of radiotherapy or coagulotherapy
  • laboratory tests done in a commercial laboratory for diagnosis of a sickness but excluding any tests performed in a physician's office or a pharmacy.
Vision
Balanced Plan
  • One eye exam every 24 consecutive months to a maximum of $65.00$80 maximum towards prescribed lenses and frames OR contact lenses every 24 consecutive months
  • $200.00 should you be prescribed contact lenses for severe corneal astigmatism, severe corneal scarring, Keratoconus (Conical Cornea) or Aphakia. Please refer to your Student Health Plan booklet for further details
Enhanced Drug/Vision Plan
  • One eye exam every 24 consecutive months to a maximum of $65.00$80 maximum towards prescribed lenses and frames OR contact lenses every 24 consecutive months
  • $200.00 should you be prescribed contact lenses for severe corneal astigmatism, severe corneal scarring, Keratoconus (Conical Cornea) or Aphakia. Please refer to your Student Health Plan booklet for further details
Enhanced Dental/Vision Plan
  • One eye exam every 24 consecutive months to a maximum of $65.00
  • $120 maximum towards prescribed lenses and frames OR contact lenses every 24 consecutive months
  • $200.00 should you be prescribed contact lenses for severe corneal astigmatism, severe corneal scarring, Keratoconus (Conical Cornea) or Aphakia. Please refer to your Student Health Plan booklet for further details
Accident/Life Benefits
Balanced Plan
  • Industrial Alliance Insurance and Financial Services Inc. agrees to pay the amount of insurance if the Insured Student should die while covered under this insurance benefit. Any payment made in good faith at the time of payment shall fully discharge Industrial Alliance Insurance and Financial Services Inc. of any liability for the amount of such payment under this benefit.
  • Amount of insurance: $10,000
  • Termination of insurance: The date an Insured Student reaches 65 years of age
  • Insurance payable in the event of the loss of life of an Insured Student is payable to the parent, or guardian where the Insured Student is a minor. Otherwise, it is payable to the estate of the Insured Student.
  • Hospital charges
  • Services of a nurse
  • Services of a physiotherapist or chiropractor when recommended by a physician
  • Services of a chiropodist, podiatrist, osteopath or speech therapist
  • Transportation by an ambulance up to $1,000
  • Medical equipment
  • X-rays
  • Injury coverage to a maximum of $2,000.
  • Licensed taxi covered to a maximum of $50.
  • Training for special occupation covered to a maximum of $5000.
  • Transportation of the body of the deceased to the city of residence, covered to a maximum of $2,000.
  • Tutorial services at $20/hour up to $2,000.
  • Eyeglasses and contact lenses repair, replacement and purchase to a maximum of $100.
  • Alterations and modifications to your home and vehicle are covered to a maximum of $10,000.
  • Covered to a maximum of $3000.
  • All students may obtain coverage for their spouse and dependant children. You may enroll your family using your Visa online or by certified cheque or money order through the mail.
Travel
Balanced Plan
  • services and supplies rendered by a hospital while the Insured is confirmed as a resident in-patient in standard ward or semi-private accommodation
  • services of a physician or anaesthetist
  • services of a nurse
  • diagnostic x-ray examination by a physician
  • transportation by a licensed ambulance: rental of crutches, splints, trusses or braces (excluding the expense of brace or similar device used for non-therapeutic purposes or used solely for the purpose of participating in sports or other leisure activities).
  • Lifetime Maximum: $5,000,000
  • 120 Days maximum
  • 180 Days maximum (eff. Sept 1/22)
  • For emergency assistance call 1-877-207-5018
  • Outside North America, call collect: +819-566-3940
  • YOU MUST contact Global Excel prior to receiving any medical treatment. If you do not, you may receive inappropriate or unnecessary medical treatment, which may not be included in your coverage.
Student Wellness Programs
Balanced Plan
  • Talk-in counselling (first come first serve basis) offered Monday to Friday. Visit the Thunder Bay Counselling or Children's Centre Thunder Bay websites for schedules
  • Main line: (807) 700-0090
  • Programming and services to support individuals with serious mental health and/or addictions concerns (Day centre closed until further notice).
  • On-call (phone/virtual) services available on a first come first serve basis Mondays, Wednesdays and Fridays
  • 1:00 p.m. to 4:00 p.m.
  • (807) 683-8200
  • Peer support program to support people with mental health and addictions issues. Free programming and drop in facility for members (membership is free).
  • Services have been altered due to COVID-19, call (807) 632-4305 or reach out through the website for support and information on services offered.
  • Main line: (807) 343-4760
  • RAAM clinic provides low-barrier, easy to access, and walk-in services for people living with substance use issues. *Must book appointment during COVID-19.
  • NorWest Community Health Centre
  • (807) 626-8478
  • Monday to Friday during clinic hours
  • Mental Health First Response Line – 519-336-3445 or 1-800-307-4319
  • Distress Line – 519-336-3000 or 1-888-347-8737
  • Good 2 Talk (17-25 years old) – 1-866-925-5454, www.good2talk.ca
  • Connex Mental Health Helpline – 1-866-531-2600, www.mentalhealthhelpline.ca
  • Kids Help Phone (under 20 years old) – 1-888-668-6868, www.kidshelpphone.ca Kids Help Phone Resources