Part Time Opt In

Student Opt-In

Part Time/Graduate Student Opt-In

Choose Your Plan

Dependent Opt In

Family Opt In

Opt Out

Check Drug Coverage
We Connect Logo
Plan Overview
Balanced Plan
Prescription Drugs

80% co-insurance
Maximum: $5,000

Dental

Basic and Preventative: 100%
Minor Restorative: 75%
Extractions and Oral Surgery: 75%
Major Restorative: 10%
Maximum: $500

Extended Health

Paramedical Practitioners:
80% co-insurance
Maximum: $300

Vision

100% for one eye exam and $50 for prescribed lenses and frames or contacts every 24 consecutive months

Enhanced Drug/Vision Plan
Prescription Drugs

90% co-insurance
Maximum: $6,000

Dental

Basic and Preventative: 80%
Minor Restorative: 50%
Extractions and Oral Surgery: 50%
Major Restorative: 10%
Maximum: $350

Extended Health

Paramedical Practitioners:
65% co-insurance
Maximum: up to $300

Vision

100% for one eye exam and $150 for prescribed lenses and frames or contacts every 24 consecutive months

Enhanced Dental/Vision Plan
Prescription Drugs

70% co-insurance
Maximum: $1,500

Dental

Basic and Preventative: 100%
Minor Restorative: 85%
Extractions and Oral Surgery: 85%
Major Restorative: 10%
Maximum: $750

Extended Health

Paramedical Practitioners:
60% co-insurance
Maximum: up to $300

Vision

100% for one eye exam and $175 for prescribed lenses and frames or contacts every 24 consecutive months

Enhanced EHC/Vision Plan
Prescription Drugs

70% co-insurance
Maximum: $2,500

Dental

Basic and Preventative: 80%
Minor Restorative: 50%
Extractions and Oral Surgery: 50%
Major Restorative: 10%
Maximum: $350

Extended Health

Paramedical Practitioners:
100% co-insurance
Maximum: $400

Vision

100% for one eye exam and $200 for prescribed lenses and frames or contacts every 24 consecutive months

Prescription Drugs
Balanced Plan
  • 80% coverage
  • $8.00 dispensing fee cap
  • Most prescription drugs and medicines
  • Preventative vaccines
  • Oral contraceptives, the contraceptive patch (birth control) & Iud's (Iud's eff Sept  1/19)
  • Nuva Ring (contraceptive), to a maximum of $178.00 per policy year
  • All acne preparations excluding Accutane 
  • Insulin supplies under pseudo din #910333 ($400 maximum)
  • Zyban, to a lifetime maximum of $500.00
Enhanced Drug/Vision Plan
  • 90% coverage
  • $8.00 dispensing fee cap
  • Most prescription drugs and medicines
  • Preventative vaccines
  • Oral contraceptives, the contraceptive patch (birth control), Iud's (Iud's eff Sept  1/19)
  • Nuva Ring (contraceptive), to a maximum of $178.00 per policy year
  • All acne preparations excluding Accutane 
  • Insulin supplies under pseudo din #910333 ($400 maximum)
  • Zyban, to a lifetime maximum of $500.00
Enhanced Dental/Vision Plan
  • 70% coverage
  • $8.00 dispensing fee cap
  • Most prescription drugs and medicines
  • Preventative vaccines
  • Oral contraceptives, the contraceptive patch (birth control), Iud's (Iud's eff Sept  1/19)
  • Nuva Ring (contraceptive), to a maximum of $178.00 per policy year
  • All acne preparations excluding Accutane
  • Insulin supplies under pseudo din #910333 ($400 maximum)
  • Zyban or Champix to a lifetime maximum of $500.00
Enhanced EHC/Vision Plan
  • 70% coverage
  • $8.00 dispensing fee cap
  • Most prescription drugs and medicines
  • Preventative vaccines
  • Oral contraceptives, the contraceptive patch (birth control), Iud's (Iud's eff Sept  1/19)
  • Nuva Ring (contraceptive), to a maximum of $178.00 per policy year
  • All acne preparations excluding Accutane
  • Insulin supplies under pseudo din #910333 ($400 maximum)
  • Zyban or Champix to a lifetime maximum of $500.00
Dental
Balanced Plan
  • 100% of one examination and consultation, including any necessary x-rays and diagnostic services at time of exam, during each policy year. 
  • 100% of one cleaning and one unit of polishing, includes up to 4 units of scaling (above the gum line).  
  • Fluoride treatments will be limited to one per policy year.
  • 75% of the cost of amalgam, silicate, composite or tooth-coloured fillings and space maintainers. (additional coverage provided at a network dentist)
  • 75% coverage of extractions and residual root removal, limited to two wisdom teeth in any policy year, (additional coverage provided at a network dentist) other oral surgery is covered at 10% as noted below.
  • Endodontics, Periodontics, and Major Restorative are covered at 10%. (additional coverage provided at a network dentist)
Enhanced Drug/Vision Plan
  • 80% of one examination and consultation, including any necessary x-rays and diagnostic services at time of exam (additional coverage provided at a network dentist), during each policy year. 
  • 80% of one cleaning and one unit of polishing, includes up to 4 units of scaling (above the gum line)(additional coverage provided at a network dentist).  
  • Fluoride treatments will be limited to one per policy year.
  • 50% of the cost of amalgam, silicate, composite or tooth-coloured fillings and space maintainers. (additional coverage provided at a network dentist)
  • 50% coverage of extractions and residual root removal, limited to two wisdom teeth in any policy year, (additional coverage provided at a network dentist) other oral surgery is covered at 10%.
Enhanced Dental/Vision Plan
  • 100% of one examination and consultation, including any necessary x-rays and diagnostic services at time of exam, during each policy year.  
  • 100% of one cleaning and one unit of polishing, includes up to 4 units of scaling (above the gum line).  
  • Fluoride treatments will be limited to one per policy year.
  • 85% of the cost of amalgam, silicate, composite or tooth-coloured fillings and space maintainers. (additional coverage provided at a network dentist)
  • 85% coverage of extractions and residual root removal, limited to two wisdom teeth in any policy year (additional coverage provided at a network dentist), other oral surgery is covered at 10%.
Enhanced EHC/Vision Plan
  • 85% of one examination and consultation, including any necessary x-rays and diagnostic services at time of exam (additional coverage provided at a network dentist), during each policy year. 
  • 85% of one cleaning and one unit of polishing, includes up to 4 units of scaling (above the gum line) (additional coverage provided at a network dentist). 
  • Fluoride treatments will be limited to one per policy year.
  • 50% of the cost of amalgam, silicate, composite or tooth-coloured fillings and space maintainers.(additional coverage provided at a network dentist)
  • 50% coverage of extractions and residual root removal, (does not included wisdom teeth extraction)(additional coverage provided at a network dentist) in any policy year, other oral surgery is covered at 10%.
Extended Health
Balanced Plan
  • Combined services of a clinical psychologist or speech therapist, if recommended by a physician (including RSW and MSW social workers)
  • Combined services of a naturopath and/or a chiropractor
  • Services of a registered massage therapist; if recommended by a physician
  • Services of a physiotherapist, if recommended by a physician
  • Combined services of a dietician and/or nutritionist
  • Services of an acupuncturist: Practitioners must be registered with: Transitional Council of the College of Traditional Chinese Medicine Practitioners and Acupuncturists of Ontario.
  • Services of a Osteopath.
  • Charges for molded arch supports, orthopedic supplies and custom made orthopedic shoes are covered at 80% to a maximum of $200.00, if recommended by a physician, podiatrist or chiropodist.
  • Orthopedic supplies as noted above must be dispensed by one of the following providers: Orthotist, Pedorthist, Podiatrist or Chiropodist.
  • Orthopedic supplies must be dispensed by a different provider than the prescriber.
  • Orthopedic supplies prescribed or dispensed by a chiropractor are not eligible.
  • *When submitting your claim, be sure to include the following: your Major Medical Expense Claim form, referral pre-dating treatment, original paid-in-full invoice, gait analysis or bio-mechanical exam, and a description of the raw materials used in the construction of the orthotic.
  • Air or land ambulance service to the nearest hospital when an emergency requires immediate attention.
  • Charges for wheelchairs, walkers, hospital beds, traction kits which are rented for temporary therapeutic use. Repair to a wheelchair will be included up to a lifetime maximum of $250.00.
  • Compound serums, colostomy supplies, injectable drugs and varicose vein injections, if medically necessary.
  • Continuous positive airway pressure (CPAP), Variable Positive Airway Pressure (VPAP) and Automatically-adjusting Positive Airway Pressure (APAP) machines are covered to a combined maximum of $1,250.00 per person per lifetime;
  • Continuous positive airway pressure (CPAP), Variable Positive Airway Pressure (VPAP) and Automatically-adjusting Positive Airway Pressure (APAP) supplies are covered to a combined maximum of $500.00 per person per policy year.
  • Artificial limbs - lost, repair & replacement
  • Artificial eyes - one polishing or one re-making each year
  • Casts, splints, trusses, braces or crutches, including replacements when medically necessary
  • External breast prosthesis to a maximum of $200
  • Oxygen, blood or blood products and the equipment required for its administration
  • treatment of a sickness by the use of radiotherapy or coagulotherapy
  • laboratory tests done in a commercial laboratory for diagnosis of a sickness but excluding any tests performed in a physician's office or a pharmacy.
Enhanced Drug/Vision Plan
  • Combined services of a naturopath or a chiropractor
  • Services of a registered massage therapist; if recommended by a physician
  • Services of a physiotherapist, if recommended by a physician
  • Combined services of a dietician and/or nutritionist
  • Services of an acupuncturist: Practitioners must be registered with: Transitional Council of the College of Traditional Chinese Medicine Practitioners and Acupuncturists of Ontario
  • Services of a Osteopath
  • Max of $200 per benefit year for combined services of a clinical psychologist or speech therapist, if recommended by a physician (including RSW and MSW social workers)
  • Charges for molded arch supports, orthopedic supplies and custom made orthopedic shoes are covered at 80% to a maximum of $200.00, if recommended by a physician, podiatrist or chiropodist.
  • Orthopedic supplies as noted above must be dispensed by one of the following providers: Orthotist, Pedorthist, Podiatrist or Chiropodist.
  • Orthopedic supplies must be dispensed by a different provider than the prescriber.
  • Orthopedic supplies prescribed or dispensed by a chiropractor are not eligible.
  • *When submitting your claim, be sure to include the following: your Major Medical Expense Claim form, referral pre-dating treatment, original paid-in-full invoice, gait analysis or bio-mechanical exam, and a description of the raw materials used in the construction of the orthotic.
  • Air or land ambulance service to the nearest hospital when an emergency requires immediate attention.
  • Charges for wheelchairs, walkers, hospital beds, traction kits which are rented for temporary therapeutic use. Repair to a wheelchair will be included up to a lifetime maximum of $250.00.
  • Compound serums, colostomy supplies, injectable drugs and varicose vein injections, if medically necessary.
  • Continuous positive airway pressure (CPAP), Variable Positive Airway Pressure (VPAP) and Automatically-adjusting Positive Airway Pressure (APAP) machines are covered to a combined maximum of $1,250.00 per person per lifetime;
  • Continuous positive airway pressure (CPAP), Variable Positive Airway Pressure (VPAP) and Automatically-adjusting Positive Airway Pressure (APAP) supplies are covered to a combined maximum of $500.00 per person per policy year.
  • Artificial limbs - lost, repair & replacement
  • Artificial eyes - one polishing or one re-making each year
  • Casts, splints, trusses, braces or crutches, including replacements when medically necessary
  • External breast prosthesis to a maximum of $200
  • Oxygen, blood or blood products and the equipment required for its administration
  • treatment of a sickness by the use of radiotherapy or coagulotherapy
  • laboratory tests done in a commercial laboratory for diagnosis of a sickness but excluding any tests performed in a physician's office or a pharmacy.
Enhanced Dental/Vision Plan
  • Combined services of a naturopath and/or chiropractor
  • Services of a registered massage therapist; if recommended by a physician
  • Services of a physiotherapist, if recommended by a physician
  • Combined services of a dietician and/or nutritionist
  • Services of an acupuncturist: Practitioners must be registered with: Transitional Council of the College of Traditional Chinese Medicine Practitioners and Acupuncturists of Ontario
  • Services of a Osteopath
  • Max of $200 per benefit year for combined services of a clinical psychologist or speech therapist, if recommended by a physician (including RSW and MSW social workers)
  • Charges for molded arch supports, orthopedic supplies and custom made orthopedic shoes are covered at 80% to a maximum of $200.00, if recommended by a physician, podiatrist or chiropodist.
  • Orthopedic supplies as noted above must be dispensed by one of the following providers: Orthotist, Pedorthist, Podiatrist or Chiropodist.
  • Orthopedic supplies must be dispensed by a different provider than the prescriber.
  • Orthopedic supplies prescribed or dispensed by a chiropractor are not eligible.
  • *When submitting your claim, be sure to include the following: your Major Medical Expense Claim form, referral pre-dating treatment, original paid-in-full invoice, gait analysis or bio-mechanical exam, and a description of the raw materials used in the construction of the orthotic.
  • Air or land ambulance service to the nearest hospital when an emergency requires immediate attention.
  • Charges for wheelchairs, walkers, hospital beds, traction kits which are rented for temporary therapeutic use. Repair to a wheelchair will be included up to a lifetime maximum of $250.00.
  • Compound serums, colostomy supplies, injectable drugs and varicose vein injections, if medically necessary.
  • Continuous positive airway pressure (CPAP), Variable Positive Airway Pressure (VPAP) and Automatically-adjusting Positive Airway Pressure (APAP) machines are covered to a combined maximum of $1,250.00 per person per lifetime;
  • Continuous positive airway pressure (CPAP), Variable Positive Airway Pressure (VPAP) and Automatically-adjusting Positive Airway Pressure (APAP) supplies are covered to a combined maximum of $500.00 per person per policy year.
  • Artificial limbs - lost, repair & replacement
  • Artificial eyes - one polishing or one re-making each year
  • Casts, splints, trusses, braces or crutches, including replacements when medically necessary
  • External breast prosthesis to a maximum of $200
  • Oxygen, blood or blood products and the equipment required for its administration
  • treatment of a sickness by the use of radiotherapy or coagulotherapy
  • laboratory tests done in a commercial laboratory for diagnosis of a sickness but excluding any tests performed in a physician's office or a pharmacy.
Enhanced EHC/Vision Plan
  • Combined services of a clinical psychologist or speech therapist, if recommended by a physician (including RSW and MSW social workers)
  • Combined services of a naturopath and/or a chiropractor
  • Services of a registered massage therapist; if recommended by a physician
  • Services of a physiotherapist, if recommended by a physician
  • Combined services of a dietician and/or nutritionist
  • Services of an acupuncturist: Practitioners must be registered with: Transitional Council of the College of Traditional Chinese Medicine Practitioners and Acupuncturists of Ontario 
  • Services of a Osteopath 
  • Charges for molded arch supports, orthopedic supplies and custom made orthopedic shoes are covered at 80% to a maximum of $200.00, if recommended by a physician, podiatrist or chiropodist.
  • Orthopedic supplies as noted above must be dispensed by one of the following providers: Orthotist, Pedorthist, Podiatrist or Chiropodist.
  • Orthopedic supplies must be dispensed by a different provider than the prescriber.
  • Orthopedic supplies prescribed or dispensed by a chiropractor are not eligible.
  • *When submitting your claim, be sure to include the following: your Major Medical Expense Claim form, referral pre-dating treatment, original paid-in-full invoice, gait analysis or bio-mechanical exam, and a description of the raw materials used in the construction of the orthotic.
  • Air or land ambulance service to the nearest hospital when an emergency requires immediate attention.
  • Charges for wheelchairs, walkers, hospital beds, traction kits which are rented for temporary therapeutic use. Repair to a wheelchair will be included up to a lifetime maximum of $250.00.
  • Compound serums, colostomy supplies, injectable drugs and varicose vein injections, if medically necessary.
  • Continuous positive airway pressure (CPAP), Variable Positive Airway Pressure (VPAP) and Automatically-adjusting Positive Airway Pressure (APAP) machines are covered to a combined maximum of $1,250.00 per person per lifetime;
  • Continuous positive airway pressure (CPAP), Variable Positive Airway Pressure (VPAP) and Automatically-adjusting Positive Airway Pressure (APAP) supplies are covered to a combined maximum of $500.00 per person per policy year.
  • Artificial limbs - lost, repair & replacement
  • Artificial eyes - one polishing or one re-making each year
  • Casts, splints, trusses, braces or crutches, including replacements when medically necessary
  • External breast prosthesis to a maximum of $200
  • Oxygen, blood or blood products and the equipment required for its administration
  • treatment of a sickness by the use of radiotherapy or coagulotherapy
  • laboratory tests done in a commercial laboratory for diagnosis of a sickness but excluding any tests performed in a physician's office or a pharmacy.
Vision
Balanced Plan
  • One general eye exam every 24 consecutive months.
  • $50 maximum towards prescribed lenses and frames OR contact lenses every 24 consecutive months
  • $125.00 should you be prescribed contact lenses for severe corneal astigmatism, severe corneal scarring, Keratoconus (Conical Cornea) or Aphakia. Please refer to your Student Health Plan booklet for further details.
  • There is no provision for worldwide coverage for the Vision benefit as this plan only allows Canadian vision care providers
Enhanced Drug/Vision Plan
  • One general eye exam every 24 consecutive months to a maximum.
  • $150 maximum towards prescribed lenses and frames OR contact lenses every 24 consecutive months
  • $150.00 should you be prescribed contact lenses for severe corneal astigmatism, severe corneal scarring, Keratoconus (Conical Cornea) or Aphakia. Please refer to your Student Health Plan booklet for further details.
  • There is no provision for worldwide coverage for the Vision benefit as this plan only allows Canadian vision care providers
Enhanced Dental/Vision Plan
  • One general eye exam every 24 consecutive months.
  • $175.00 maximum towards prescribed lenses and frames OR contact lenses every 24 consecutive months
  • $175.00 should you be prescribed contact lenses for severe corneal astigmatism, severe corneal scarring, Keratoconus (Conical Cornea) or Aphakia. Please refer to your Student Health Plan booklet for further details.
  • There is no provision for worldwide coverage for the Vision benefit as this plan only allows Canadian vision care providers
Enhanced EHC/Vision Plan
  • One general eye exam every 24 consecutive months.
  • $200 maximum towards prescribed lenses and frames OR contact lenses every 24 consecutive months.
  • $200.00 should you be prescribed contact lenses for severe corneal astigmatism, severe corneal scarring, Keratoconus (Conical Cornea) or Aphakia. Please refer to your Student Health Plan booklet for further details.
  • There is no provision for worldwide coverage for the Vision benefit as this plan only allows Canadian vision care providers
Accident/Tuition/Life Benefits
Balanced Plan
  • Industrial Alliance Insurance and Financial Services Inc. agrees to pay the amount of insurance if the Insured Student should die while covered under this insurance benefit. Any payment made in good faith at the time of payment shall fully discharge Industrial Alliance Insurance and Financial Services Inc. of any liability for the amount of such payment under this benefit.
  • Amount of insurance: $10,000
  • Termination of insurance: The date an Insured Student reaches 65 years of age
  • Insurance payable in the event of the loss of life of an Insured Student is payable to the parent, or guardian where the Insured Student is a minor. Otherwise, it is payable to the estate of the Insured Student.
  • any non-refundable tuition fees, including ancillary fees, for the current semester, up to a maximum of:
  • textbooks purchased for the current semester, up to a maximum of $1,000.
  • Insurance payable in the event of the loss of life of an Insured Student is payable to the parent, or guardian where the Insured Student is a minor. Otherwise, it is payable to the estate of the Insured Student.
  • This benefit does not cover disability or death resulting from:
  • Drug or narcotic use, except as prescribed by and while under the care of a doctor;
  • An intentionally self-inflicted sickness or injury, or failure to attend classes for any reason other than sickness or injury; 
  • Death resulting from suicide;
  • Declared or undeclared war or any act thereof;
  • A criminal act the Insured Student commits or attempts to commit.
  • Hospital charges
  • Services of a nurse
  • Services of a physiotherapist or chiropractor when recommended by a physician
  • Services of a chiropodist, podiatrist, osteopath or speech therapist
  • Transportation by an ambulance up to $1,000
  • Medical equipment
  • X-rays
  • Injury coverage to a maximum of $2,000.
  • Licensed taxi covered to a maximum of $50.
  • Training for special occupation covered to a maximum of $5000.
  • Transportation of the body of the deceased to the city of residence, covered to a maximum of $2,000.
  • Tutorial services at $20/hour up to $2,000.
  • Eyeglasses and contact lenses repair, replacement and purchase to a maximum of $100.
  • Alterations and modifications to your home and vehicle are covered to a maximum of $10,000.
  • Covered to a maximum of $3000.
  • All students may obtain coverage for their spouse and dependant children. You may enroll your family using your Visa online or by certified cheque or money order through the mail.
Enhanced Drug/Vision Plan
  • Industrial Alliance Insurance and Financial Services Inc. agrees to pay the amount of insurance if the Insured Student should die while covered under this insurance benefit. Any payment made in good faith at the time of payment shall fully discharge Industrial Alliance Insurance and Financial Services Inc. of any liability for the amount of such payment under this benefit.
  • Amount of insurance: $10,000
  • Termination of insurance: The date an Insured Student reaches 65 years of age
  • Insurance payable in the event of the loss of life of an Insured Student is payable to the parent, or guardian where the Insured Student is a minor. Otherwise, it is payable to the estate of the Insured Student.
  • any non-refundable tuition fees, including ancillary fees, for the current semester, up to a maximum of:
  • textbooks purchased for the current semester, up to a maximum of $1,000.
  • Insurance payable in the event of the loss of life of an Insured Student is payable to the parent, or guardian where the Insured Student is a minor. Otherwise, it is payable to the estate of the Insured Student.
  • This benefit does not cover disability or death resulting from:
  • Drug or narcotic use, except as prescribed by and while under the care of a doctor;
  • An intentionally self-inflicted sickness or injury, or failure to attend classes for any reason other than sickness or injury; 
  • Death resulting from suicide;
  • Declared or undeclared war or any act thereof;
  • A criminal act the Insured Student commits or attempts to commit.
  • Hospital charges
  • Services of a nurse
  • Services of a physiotherapist or chiropractor when recommended by a physician
  • Services of a chiropodist, podiatrist, osteopath or speech therapist
  • Transportation by an ambulance up to $1,000
  • Medical equipment
  • X-rays
  • Injury coverage to a maximum of $2,000.
  • Licensed taxi covered to a maximum of $50.
  • Training for special occupation covered to a maximum of $5000.
  • Transportation of the body of the deceased to the city of residence, covered to a maximum of $2,000.
  • Tutorial services at $20/hour up to $2,000.
  • Eyeglasses and contact lenses repair, replacement and purchase to a maximum of $100.
  • Alterations and modifications to your home and vehicle are covered to a maximum of $10,000.
  • Covered to a maximum of $3000.
  • All students may obtain coverage for their spouse and dependant children. You may enroll your family using your Visa online or by certified cheque or money order through the mail.
Enhanced Dental/Vision Plan
  • Industrial Alliance Insurance and Financial Services Inc. agrees to pay the amount of insurance if the Insured Student should die while covered under this insurance benefit. Any payment made in good faith at the time of payment shall fully discharge Industrial Alliance Insurance and Financial Services Inc. of any liability for the amount of such payment under this benefit.
  • Amount of insurance: $10,000
  • Termination of insurance: The date an Insured Student reaches 65 years of age
  • Insurance payable in the event of the loss of life of an Insured Student is payable to the parent, or guardian where the Insured Student is a minor. Otherwise, it is payable to the estate of the Insured Student.
  • any non-refundable tuition fees, including ancillary fees, for the current semester, up to a maximum of:
  • textbooks purchased for the current semester, up to a maximum of $1,000.
  • Insurance payable in the event of the loss of life of an Insured Student is payable to the parent, or guardian where the Insured Student is a minor. Otherwise, it is payable to the estate of the Insured Student.
  • This benefit does not cover disability or death resulting from:
  • Drug or narcotic use, except as prescribed by and while under the care of a doctor;
  • An intentionally self-inflicted sickness or injury, or failure to attend classes for any reason other than sickness or injury; 
  • Death resulting from suicide;
  • Declared or undeclared war or any act thereof;
  • A criminal act the Insured Student commits or attempts to commit.
  • Hospital charges
  • Services of a nurse
  • Services of a physiotherapist or chiropractor when recommended by a physician
  • Services of a chiropodist, podiatrist, osteopath or speech therapist
  • Transportation by an ambulance up to $1,000
  • Medical equipment
  • X-rays
  • Injury coverage to a maximum of $2,000.
  • Licensed taxi covered to a maximum of $50.
  • Training for special occupation covered to a maximum of $5000.
  • Transportation of the body of the deceased to the city of residence, covered to a maximum of $2,000.
  • Tutorial services at $20/hour up to $2,000.
  • Eyeglasses and contact lenses repair, replacement and purchase to a maximum of $100.
  • Alterations and modifications to your home and vehicle are covered to a maximum of $10,000.
  • Covered to a maximum of $3000.
  • All students may obtain coverage for their spouse and dependant children. You may enroll your family using your Visa online or by certified cheque or money order through the mail.
Enhanced EHC/Vision Plan
  • Industrial Alliance Insurance and Financial Services Inc. agrees to pay the amount of insurance if the Insured Student should die while covered under this insurance benefit. Any payment made in good faith at the time of payment shall fully discharge Industrial Alliance Insurance and Financial Services Inc. of any liability for the amount of such payment under this benefit.
  • Amount of insurance: $10,000
  • Termination of insurance: The date an Insured Student reaches 65 years of age
  • Insurance payable in the event of the loss of life of an Insured Student is payable to the parent, or guardian where the Insured Student is a minor. Otherwise, it is payable to the estate of the Insured Student.
  • any non-refundable tuition fees, including ancillary fees, for the current semester, up to a maximum of:
  • textbooks purchased for the current semester, up to a maximum of $1,000.
  • Insurance payable in the event of the loss of life of an Insured Student is payable to the parent, or guardian where the Insured Student is a minor. Otherwise, it is payable to the estate of the Insured Student.
  • This benefit does not cover disability or death resulting from:
  • Drug or narcotic use, except as prescribed by and while under the care of a doctor;
  • An intentionally self-inflicted sickness or injury, or failure to attend classes for any reason other than sickness or injury; 
  • Death resulting from suicide;
  • Declared or undeclared war or any act thereof;
  • A criminal act the Insured Student commits or attempts to commit.
  • Hospital charges
  • Services of a nurse
  • Services of a physiotherapist or chiropractor when recommended by a physician
  • Services of a chiropodist, podiatrist, osteopath or speech therapist
  • Transportation by an ambulance up to $1,000
  • Medical equipment
  • X-rays
  • Injury coverage to a maximum of $2,000.
  • Licensed taxi covered to a maximum of $50.
  • Training for special occupation covered to a maximum of $5000.
  • Transportation of the body of the deceased to the city of residence, covered to a maximum of $2,000.
  • Tutorial services at $20/hour up to $2,000.
  • Eyeglasses and contact lenses repair, replacement and purchase to a maximum of $100.
  • Alterations and modifications to your home and vehicle are covered to a maximum of $10,000.
  • Covered to a maximum of $3000.
  • All students may obtain coverage for their spouse and dependant children. You may enroll your family using your Visa online or by certified cheque or money order through the mail.
Travel
Balanced Plan
  • services and supplies rendered by a hospital while the Insured is confirmed as a resident in-patient in standard ward or semi-private accommodation
  • services of a physician or anesthetist
  • services of a nurse
  • diagnostic x-ray examination by a physician
  • transportation by a licensed ambulance: rental of crutches, splints, trusses or braces (excluding the expense of brace or similar device used for non-therapeutic purposes or used solely for the purpose of participating in sports or other leisure activities).
  • Lifetime Maximum: $5,000,000
  • 180 Days maximum
  • For emergency assistance call 1-877-207-5018
  • Outside North America, call collect: +819-566-3940
  • YOU MUST contact Global Excel prior to receiving any medical treatment. If you do not, you may receive inappropriate or unnecessary medical treatment, which may not be included in your coverage.
Student Wellness Programs
Balanced Plan
  •  
  • Starting September 01 2024, the WeConnect Student Assistance Program (SAP) provides mental health and wellness services to students through our virtual platform (powered by Dialogue), available via the web or a mobile application.
  •  
  • How do I access?
  •  
  • Follow this link: https://app.dialogue.co/ or download the Dialogue application from the app store.
  • Call 1-855-853-0565
  •  
  • Services include:
    • Access is available 24/7 by phone or virtual resources, worldwide.
    • Care is immediate by connecting with the intake team and payment for counselling is not required 
    • Time management and organization
    • Career development
    • Student-life balance
    • Personal growth and development
    • Dependent Care
    • Legal and Financial Support
    • Daily Living / Life Coaching
    • Mindfulness / Wellness Coaching